50/30/20 Budget Calculator
Enter your monthly take-home income to see a suggested breakdown.
Needs (50%)rent, utilities, groceries, minimum debt payments
$0
Wants (30%)dining out, subscriptions, hobbies, entertainment
$0
Savings & debt payoff (20%)emergency fund, investing, extra debt payments
$0
This is a starting guideline, not a strict rule — adjust the split based on your cost of living and goals. See ourfull guide to the 50/30/20 rule for how to customize it.